Your future is unique, so are our retirement options. If you're already retired or you’re rapidly approaching it, there are many strategies you can put in place to make it more comfortable for you.
You’ll need approximately 60% of your final pre-retirement salary each year for what could amount to 20 years or more. A financial adviser can help you evaluate exactly how much you'll need and how you're tracking to reach that goal.
Everyone’s financial plan is different. That’s why we’ve created a range of retirement options with sophisticated investment choices to build your wealth, while you receive a steady income stream. Semi-retirement is one option you can enjoy these days using the flexibility of recent super changes, to provide effective taxation benefits. If you're already retired, there are many issues you might face, from dealing with and understanding Centrelink rules, to ensuring your retirement nest-egg lasts as long as possible.
- Decide what age you plan to retire.
- Realise the sort of lifestyle you want.
- Pay off all your debts.
- If you need additional money for other needs, eg. buying a new car or going on a holiday.
- Consider your tax position in “semi-retirement”.
Once you know what you want, you can start planning and we can help you start on your strategy today.
If you are ready to take that step, please call us on (03) 9370 9393 or contact us using the form below.